Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Health care premiums are on the rise this year. Find out what your options are now.

Critical illness (CI) insurance pays a lump sum if a person is diagnosed with a serious medical condition. It can cover medical and everyday costs not covered by their regular health plan. With CI ...

Kaiser Permanente is the largest private nonprofit health care company in the country, and it offers affordable, quality health care. Its bronze plans on the ACA Marketplace have the cheapest average ...

Critical illness insurance provides a lump sum payment upon diagnosis of a serious illness, helping cover medical and nonmedical expenses that standard health insurance might not fully cover. You may ...

Illnesses and injuries can occur unexpectedly, leading to medical expenses that can quickly accumulate. Whether an individual is young and healthy or dealing with chronic conditions, having health ...