Bernstein report highlights Paytm's profitability due to focus on merchant payments, outpacing consumer payments in India.

Merchant payments in India are proving more profitable than consumer payments, with Paytm leading the charge. A Bernstein report highlights Paytm's stronger monetization through merchant acquiring, ...

Bernstein’s recent report on the digital payments sector highlights the comparison between IPO-bound PhonePe and its listed peer One 97 Communications (Paytm).

India's digital payments ecosystem is moving beyond a scale-led narrative, with merchant payments emerging as the core driver ...

After the ban announced on January 31, the shares of One97 Communications Ltd have fallen over 43% and are near their ...

PhonePe is aiming to raise around ₹12,000 crore at an estimated valuation of about $15 billion (₹1.35 lakh crore). At this valuation, it would become India’s largest listed fintech company, surpassing ...

According to Bernstein, monetisation for platforms such as Paytm and PhonePe “has improved meaningfully in recent years.” This is reflected in an estimated net revenue pool of about Rs 15,000 crore in ...

PhonePe’s lofty IPO valuation makes Paytm appear attractive on paper, but market share gaps, rising competition and already-rich multiples could limit any re-rating.

Paytm and PhonePe compete in digital payments, with Paytm leveraging merchant advantages despite PhonePe's larger user base.

BSE topped the chart, rallying 206 per cent to Rs 2,753.70 oer share on Friday from Rs 901 apiece, 18 months ago.

If PhonePe is able to secure that valuation, it would be worth 60–90% more than its closest rival. Interestingly, PhonePe is ...

Paytm leads in monetisation as merchant payments boost industry profits, significantly outperforming competitors in revenue generation.