Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...
If you're relatively new to the points and miles world, you might be a bit hesitant to apply for new credit cards. Most of my friends and family members find it hard to believe that I have more than ...
Bankrate on MSN
Does applying for a credit card hurt your credit?
Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.
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